Real-estate distress investing · 29 Texas counties

Disciplined returns from property-tax distress.

Tara Wealth pairs a data-driven sourcing engine with on-the-ground execution to turn tax-delinquent and county-held parcels into a transparent, repeatable real-estate strategy — with homeowner outcomes treated as a first-class concern, not an afterthought.

The problem

Property-tax distress is large, painful, and hard to source.

Every year, thousands of parcels fall into tax delinquency. Behind the data are homeowners in hardship and a long tail of distressed, vacant, and county-held lots. The opportunity is real — but the data is fragmented across county rolls, appraisal districts, and court records, and sourcing it at scale is slow, manual, and error-prone.

Fragmented data

Tax rolls, CAD valuations, flood and lot-quality layers, and court filings live in separate systems with inconsistent formats.

Manual sourcing

Most investors screen by hand. It doesn't scale, and it misses the screens that separate a real lot from a data artifact.

Homeowner stakes

Delinquency often signals genuine hardship. A responsible strategy has to distinguish homeowners from acquisition targets.

Our approach

A gated sourcing engine, not a spreadsheet.

Tara Wealth ingests a county's tax roll and appraisal data, applies validation and spatial screens, and produces a decision-ready target list — every parcel traceable back to source. The same engine separates two lanes so the strategy stays responsible and focused.

Lane A · Homeowner

Homeowner assistance

Owner-occupied, hardship, and deferral-eligible parcels are screened out of acquisition and handled as a separate, assistance-oriented lane.

Lane B · Acquisition

Disciplined acquisition

CAD-confirmed vacant lots and county-held (struck-off) inventory, screened for flood and lot quality, priced conservatively, and routed through human review before any capital decision.

Pipeline stages run input-validation and schema-drift checks, FEMA flood and lot-quality screens, conservative pricing, and a reconciliation gate — so no parcel is double-counted and every figure reconciles to a single source. Full methodology is in the investor materials.

The opportunity · 29 Texas counties

From ~7.0M parcels to a screened, investible set.

The engine screens 29 Texas counties on current appraisal rolls, narrowing millions of parcels to a validated set of low-value vacant land — every figure traceable to a single canonical source:

461,630 vacant lots (appraisal state code C1)
289,263 pass the affordability screen
246,056 investible — after flood & lot-quality screens
23,024
struck-off (taxing-unit-held) lots — an owner-scan upper bound, not purchasable inventory
$22,880
validated-pool median market value — cited as a conservative floor
29 / 30
target counties screened (only Fort Bend's 2024 roll excluded; Brazoria included with 2025-GIS owners)
Travis County (Austin) is the proven worked example — the full lifecycle from delinquency to struck-off resale, modeled end to end. Detailed unit economics, ranges, assumptions, and risk gates are in the password-protected investor deck. Counts trace to the program's canonical pipeline output.
Explore the opportunity →   Open the investor deck

Team

Founder-led, owner-operated.

CJ

CJ Zhao

Founder. Background in data, finance, and real-estate analytics; builds the sourcing engine and leads strategy and capital.

H

Hugh

Co-owner. Partners on operations and finance. Tara Wealth LLC is held jointly.

Operating track record and references available to investors under NDA.

Contact

Let's talk.

For investor materials, partnership, or general questions: